Kay County, Oklahoma: health insurance

What Kay County residents should know about Medicare, marketplace plans and Medicaid.

Kay County at a glance

StateOklahoma
Population (2023 est.)43,641
Population rank in Oklahoma23 of 77
Land area920 square miles

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Kay County for 2027

16 Medicare plans from 5 companies are listed in Kay County for 2026 but not for 2027, covering at least 623 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Oklahoma:
  • HealthSpring Extra Rx (PDP) (S5617-373, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-113, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
AARP Medicare Advantage from UHC OK-0002 (HMO-POS)
H5253-172
UnitedHealthcare240
UHC Dual Complete OK-S002 (HMO-POS D-SNP)
H5322-031
UnitedHealthcare235
Blue Cross Medicare Advantage Basic (HMO)
H3979-001
Blue Cross (Health Care Service Corp)79
Wellcare Simple Open (PPO)
H4537-001
Wellcare / Ambetter (Centene)30
Blue Cross Medicare Advantage Classic (PPO)
H8634-027
Blue Cross (Health Care Service Corp)27
Blue Cross Medicare Advantage Dental Premier (PPO)
H8634-029
Blue Cross (Health Care Service Corp)12
Blue Cross Medicare Advantage Balance (PPO)
H8634-031
Blue Cross (Health Care Service Corp)10 or fewer
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP)
H8554-003
Blue Cross (Health Care Service Corp)10 or fewer
Blue Cross Medicare Advantage Health Choice (PPO)
H8634-030
Blue Cross (Health Care Service Corp)10 or fewer
Blue Cross Medicare Advantage Optimum (PPO)
H8634-032
Blue Cross (Health Care Service Corp)10 or fewer
Blue Cross Medicare Advantage Protect (PPO)
H8634-028
Blue Cross (Health Care Service Corp)10 or fewer
HumanaChoice SNP-DE H5216-469 (PPO D-SNP)
H5216-469
Humana10 or fewer
Show 2 more plans
Plan going awayCompanyPeople enrolled (at least)
Wellcare Dual Access Open (PPO D-SNP)
H4537-004
Wellcare / Ambetter (Centene)10 or fewer
Wellcare Patriot Giveback Open (PPO)
H4537-005
Wellcare / Ambetter (Centene)10 or fewer

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Oklahoma, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Kay County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Oklahoma SHIP (State Health Insurance Counseling Program) gives free, unbiased counseling at 1-800-763-2828. Ask which plans serve Kay County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Kay County ZIP code to see what is offered.
  • Medicaid: apply through SoonerCare (Oklahoma Health Care Authority).

Oklahoma note: Oklahoma expanded Medicaid relatively recently, in July 2021, following a 2020 statewide ballot measure -- worth knowing since older information about Oklahoma Medicaid eligibility may predate that expansion and understate who currently qualifies.

Questions about Kay County

Are the same Medicare plans offered everywhere in Oklahoma?

No. Plans are offered by service area. A plan available in one county may not be offered in Kay County, so check by county.

Where do Kay County residents get free Medicare counseling?

Oklahoma SHIP (State Health Insurance Counseling Program) (1-800-763-2828) is Oklahoma's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Kay County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Oklahoma plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Open enrollment starts November 1st. Not sure which Oklahoma plan is right for you? Call and we'll help you find it.

Questions along the way? Call 855-367-1095 for assistance.